Personal Enrollment Form Agreement

Welcome to Heritage Bank’s Online System. Please read the following information regarding the internet banking rules. If you agree, click on the "I agree" icon for an enrollment form. If you do not wish to enroll, click on the "Return to Bank" icon at the bottom of the page.

IMPORTANT USER INFORMATION


ACCESSING THIS WEB SITE OR VIEWING ANY OF ITS CONTENTS SHALL CONSTITUTE YOUR ("USER") AGREEMENT WITH THE TERMS AND CONDITIONS BELOW, INCLUDING THOSE AMENDED FROM TIME TO TIME.

You must have an existing account with us before you can use our Online Banking System. If you do not have an account with us now, please come by the bank and we will be happy to open a new account for qualified businesses, organizations or individuals. A preliminary account information form is available on our web site to speed up your application process.


Internet Privacy Principles

All information provided to the Heritage Bank ("Bank") through this web site shall be deemed and remain the property of Bank. All such information may be transmitted to Bank agents and processors over state and international borders as necessary for processing in accordance with Bank’s standard business practices. Bank appreciates the user's concerns about the privacy of personal information provided to us through this web site. Accordingly, please review Bank’s Privacy Policy that explains how we handle that information.


Transaction Confirmation

The account information accessed through this web site is not a confirmation of any transaction user may have requested Bank to execute. No transaction is deemed accepted until user verifies that the transaction in question was actually made by Bank by a visit to the site the next business day and finding the transaction is actually reflected in the user's account(s).


Account Statements

User is responsible for reviewing all account statements received by user in the mail in order to verify the accuracy of all account information provided in the statement and of all account information provided in the statement of all account information accessed through this site. User is responsible for promptly notifying Bank of any errors or inaccuracies relating to information contained in, or omitted from user's account statement, including account information accessed through this site.


Warranties

Neither the Bank nor any third party provider shall have any liability, contingent or otherwise, for the accuracy or timeliness of the service or product or the accuracy, timeliness, completeness or correct sequencing of materials, or for any decision made or action taken by user in reliance upon the products, materials, or the service, or for interruption or delay of any data, material, or any other aspect of the service. This service and all products and material are provided "as is". There is no implied warranties or merchantability, or fitness for a particular use, no other warranty of any kind, express or implied, regarding the products or materials, or any aspect of this service, even if the Bank has been advised or is otherwise aware of the possibility of such damages, including liability associated with any viruses which may affect a user’s computer equipment or related software.

Limitation of Liability

In no event will the Bank or any of it affiliates be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this web site, use thereof or reliance on any information contained herein, even if the Bank or any of its affiliates are notified of the possibility of such damages.


Termination of Service

Bank reserves the right to deny or terminate access to or use of this web site, any service, product or material, or any portion thereof, in Bank's sole discretion, without notice and without limitation, for any reason whatsoever, including, but not limited to, user's breach of any provision of these terms and conditions herein stated. In the event of any termination by Bank, Bank shall have no liability to user.


Change in Web Site Terms and Conditions

Bank reserves the right to revise the terms and conditions stated herein at any time effective upon sending a notice of the changes to user's postal or e-mail address maintained in Bank’s records, or at Bank’s option, by posting the revised terms and conditions on this web site, and user is deemed to be apprised of and bound by any changes.


Choice of Law and Forum

User's access to and use of this web site, and these terms, are governed by and will be construed in accordance with the laws of the State of Kansas, U.S.A., without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision. Bank and user irrevocably consent to the exclusive jurisdiction of the courts of the State of Kansas and federal courts situated in the State of Kansas in connection with any action arising under or relating to this web site and the services provided herein.


Disclosures

All previous disclosures given to you concerning your existing accounts with us, including disclosures of any fees related to such accounts, are applicable to your use of our Online Banking.
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