|IMPORTANT USER INFORMATION
ACCESSING THIS WEB SITE OR VIEWING ANY OF ITS CONTENTS SHALL CONSTITUTE YOUR ("USER") AGREEMENT WITH THE TERMS AND CONDITIONS BELOW, INCLUDING THOSE AS AMENDED FROM TIME TO TIME.
Internet Privacy Principles.
The account information accessed through this web site is not a confirmation of any transaction user may have requested The First State Bank to execute. No transaction is deemed accepted until user verifies that the transaction in question was actually made by The First State Bank by a visit to the site the next business day and finding the transaction is actually reflected in the user's account(s).
You agree to hold the Bank harmless for damages and/or expenses and costs incurred by the Bank when it refuses to pay a check that you stop payment on through our Internet Banking Program.
You agree that you will enter all information correctly and that the Bank may rely upon all information and amounts you enter in connection with any check for which you request payment be stopped. You further agree that if you enter an incorrect check number or amount, the Bank has no liability if it pays the check you wanted to stop payment on.
THIS STOP PAYMENT ORDER SHALL BE EFFECTIVE ONLY FOR 180 DAYS FROM THE DATE OF YOUR REQUEST FOR IT. AT THAT TIME, IF YOU WANT TO RENEW IT, YOU WILL HAVE TO SUBMIT ANOTHER REQUEST IN PERSON OR THROUGH OUR INTERNET BANKING PROGRAM.
User is responsible for reviewing all account statements received by user in the mail, or in internet banking, in order to verify the accuracy of all account information provided in the statement and of all account information accessed through this site. User is responsible for promptly notifying The First State Bank of any errors or inaccuracies relating to information contained in, or omitted from user's account statement, including account information accessed through this site.
NEITHER THE FIRST STATE BANK NOR ANY THIRD PARTY PROVIDER SHALL HAVE ANY LIABILITY, CONTINGENT OR OTHERWISE, FOR THE ACCURACY OR TIMELINESS OF THE SERVICE OR PRODUCT OR THE ACCURACY, TIMELINESS, COMPLETENESS OR CORRECT SEQUENCING OF MATERIALS, OR FOR ANY DECISION MADE OR ACTION TAKEN BY USER IN RELIANCE UPON THE PRODUCTS, MATERIALS, OR THE SERVICE, OR FOR INTERRUPTION OR DELAY OF ANY DATA, MATERIAL, OR ANY OTHER ASPECT OF THE SERVICE. THIS SERVICE AND ALL PRODUCTS AND MATERIALS ARE PROVIDED "AS IS." THERE IS NO IMPLIED WARRANTY OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR USE, NO OTHER WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE PRODUCTS OR MATERIALS, OR ANY ASPECT OF THIS SERVICE, EVEN IF THE FIRST STATE BANK HAS BEEN ADVISED OR IS OTHERWISE AWARE OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY AFFECT A USER'S COMPUTER EQUIPMENT OR RELATED SOFTWARE.
LIMITATION OF LIABILITY.
IN NO EVENT WILL THE FIRST STATE BANK OR ANY OF ITS SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY DAMAGES, LOSSES OR EXPENSES, INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING IN CONNECTION WITH THIS WEB SITE, USE THEREOF OR RELIANCE ON ANY INFORMATION CONTAINED HEREIN, EVEN IF THE FIRST STATE BANK OR ANY OF ITS SUBSIDIARIES OR AFFILIATES ARE NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree that you are independently responsible for complying with all applicable laws in all of your activities related to your use of Internet Banking, regardless of the purpose of the use, and for all communications you send through Internet Banking. We and our third party service providers have the right but no duty to monitor and remove communications content that we in our sole discretion find to be objectionable in any way. In addition, you are prohibited from using Internet Banking for communications or activities that: (a) violate any law, statute, ordinance or regulation; (b) promote hate, violence, racial intolerance, or the financial exploitation of a crime; (c) defame, abuse, harass or threaten others; (d) include any language or images that are bigoted, hateful, racially offensive, vulgar, obscene, indecent or discourteous; (e) infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction; (f) impose an unreasonable or disproportionately large load on our infrastructure; (g) facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information; (h) constitute use of any robot, spider, other automatic device, or manual process to monitor or copy any portion of our online banking site or services without our prior written permission; (i) constitute use of any device, software, or routine to bypass technology protecting, or interfere or attempt to interfere with, our online banking site or service; or (j) may cause us or our third party service providers to lose any of the services from our internet service providers, payment processors, or other vendors.
Termination of Service.
The First State Bank reserves the right to deny or terminate access to or use of this web site, any service, product or material, or any portion thereof, in The First State Bank's sole discretion, without notice and without limitation, for any reason whatsoever, including, but not limited to, user's breach of any provision of these terms and conditions herein stated. In the event of any termination by The First State Bank, The First State Bank shall have no liability to user.
Change in Web Site Terms and Conditions.
The First State Bank reserves the right to revise the terms and conditions stated herein at any time effective upon sending a notice of the changes to user's postal or e-mail address maintained in The First State Bank's records, or at The First State Bank's option, by posting the revised terms and conditions on this web site, and user is deemed to be apprised of and bound by any changes.
Choice of Law and Forum.
User's access to and use of this web site, and these terms, are governed by and will be construed in accordance with the laws of the State of Texas, U.S.A., without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision. The First State Bank and user irrevocably consent to the exclusive jurisdiction of the courts of the State of Texas and federal courts situated in the State of Texas in connection with any action arising under or relating to this web site and the services provided herein.
You must have an existing account with us before you can use our Internet Banking. If you do not have an account with us now, come by the bank and we will be happy to open a new account for you.
All previous disclosures given to you concerning your existing accounts with us, including disclosures of any fees related to such accounts, are applicable to your use of our Internet Banking.